The record of a person's use of insurance is their claims history. The specifics of any claims you make after experiencing a loss are recorded in your claims history. This history contains information about the claim's subject, the cause of the damage, the insurer's payment, and other relevant information.
Your claims history is one consideration used by insurance companies when setting your insurance premiums. Typically, they are only interested in the last 3-6 years. Newer allegations have more weight than older ones.
Similar to a credit history, your claims history tracks the use of your insurance rather than your spending patterns.