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We empower people to get what they earn.

Every year, $1 Trillion makes its way through the construction industry, tied heavily to a complex network of payment documents. Red tape has turned payment into a stress-filled nightmare that results in slow pay cycles, bullying, burdensome paperwork, and costly disputes.

Levelset helps contractors and suppliers get payment under control, facilitating smooth payments and successful projects.

We exist to empower people in the worldwide construction industry to always get what they earn.

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52 Posts
CCIP & OCIP: A Guide to Controlled Insurance Programs in Construction
A Controlled Insurance Program (CIP) is an insurance package designed to cover all liability and losses during an entire construction project. The cost of the premiums will also be affected by the amount of the deductible, and whether the policy includes self-insured retention (SIR) The deductible on a CIP policy works the same as any other insurance policy. ‘The insurance is truly excess,’ says Joshua Rogove. “The insurance are truly excess of the SIR,” says JoshuaRogove. The sponsor can purchase the... more
CCIP & OCIP: A Guide to Controlled Insurance Programs in Construction
9 Tips for Starting an Architecture Firm
Most architects start their own firms because they want to spend more time being creative and expressing their design ideas. Architectural firms need to monitor the cash coming in and going out of the business to ensure they have enough on hand to cover critical expenses. Staggering design and administrative software expenses so they don’t all fall at the same time can help to reduce cash flow problems. If all your subscriptions fall in the same month, you can take quite a cash hit. You may be tempted to bill... more
9 Tips for Starting an Architecture Firm
A Cash Flow Guide for Architects
A cash flow statement analyzes the cash transactions within a given time period. An hourly rate works best for projects where the entire scope is not clear. The Breakeven Rate is calculated as total operating expenses is divided by direct labor expenses. For custom residential design, Gray recommends 8% to 15% of the cost of the project as the design fee.
A Cash Flow Guide for Architects
Overcoming Construction Labor Shortages to Grow Your Business
Construction is booming, so more workers are needed to help meet the industry's high labor demands. Many construction companies struggle to find and retain a top-notch labor force. The construction labor shortage and escalating inflation are causing stress and working capital difficulties for specialty contractors. While labor shortages may seem like a people problem, they're a cash flow issue too. So how are construction companies overcoming these labor shortage challenges? Polanco Business Solutions CEO Alberto... more
Overcoming Construction Labor Shortages to Grow Your Business
Types of Capital for Construction Businesses
Types of capital — illustration of different types of construction professionals with background of graphs and charts and a dollar sign
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Types of Capital for Construction Businesses
How to Start a Roofing Business: 9 Tips to Grow & Thrive
How to start a roofing company illustration with roofers looking at plans and placing tiles
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How to Start a Roofing Business: 9 Tips to Grow & Thrive
Contractor License Bonds: Everything You Need to Know
Photo of construction workers from behind on a worksite with illustration of contractor license bond on the right
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Contractor License Bonds: Everything You Need to Know
How to Start a Painting Business: 9 Keys to Growth & Success
How to grow my painting business photo of painter working on window exterior
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How to Start a Painting Business: 9 Keys to Growth & Success
How to Start a Plumbing Business: 9 Tips for Growth
"Grow my plumbing business" label over photo of plumber with tool bag looking at a sink
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How to Start a Plumbing Business: 9 Tips for Growth
How to Start an Electrical Business: 9 Tips for Growth
The US electrical industry has more than 1 million employees working for 200,000 businesses. In order to grow, an electrician company must proactively manage cash flow - or you will end up doing as well as a frayed wire. If your business is cash flow negative, it doesn’t matter if you have significant revenue coming in down the line. Growing and maintaining your electrical business means having positive cash flow means having good cash flow to expand your workforce and take on new jobs. Your profit is to expand... more
How to Start an Electrical Business: 9 Tips for Growth
Ohio Demolition & Revitalization Construction: What’s Getting Funding & How Contractors Can Benefit
Photo of building being demolished for the Ohio Building Demolition and Site Revitalization Program with Ohio state label, illustration, and a dollar sign icon
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Ohio Demolition & Revitalization Construction: What’s Getting Funding & How Contractors Can Benefit
Bigger, Better Jobs: Tips for Getting the Jobs That Help Grow Your Business
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Bigger, Better Jobs: Tips for Getting the Jobs That Help Grow Your Business
How to Get Paid on Georgia Public Projects
Photo of railroad bridge in Georgia and label with Georgia Public Projects Payment Guide illustration
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How to Get Paid on Georgia Public Projects
How to Get Paid on Oregon Public Projects
Though popular thinking is often that public projects run into fewer payment problems than private ones do, that's a misconception: Even when public works projects are a major source of benefit, contractors are at just as much risk of slow payment or nonpayment as on any private project. Payment protection on Oregon public projects Even though payment challenges can be remarkably similar, payment protection is very different between private and public work. Oregon prompt payment laws Prompt payment laws regulate... more
How to Get Paid on Oregon Public Projects
Does a Lien Affect Your Credit Score?
Mechanics liens are different from other collection instruments, so they are treated differently when it comes to reporting on your credit history. Liens are available in all 50 states and are included in each state’s laws (and in some cases, the state constitution) Each state has different rules that govern the lien filing process, including notice requirements, filingdeadlines, and expiration dates. If a contractor doesn’t follow the rules, their mechanics lien. The lien may be invalid.
Does a Lien Affect Your Credit Score?
Top OSHA Violations in Construction (2021)
OSHA standards for construction OSHA averages more than 30,000 inspections annually, including many unscheduled visits arising from employee complaints or injuries. Ladders - 2,096 violations Citations: 2,096Inspections: 1,782Penalties: $5.7 million OSHA Standard 1926.1053 sets load limits, clearance guidelines, and other safety requirements for ladders on a jobsite. Excavation safety requirements - 549 violations Citations: 549Inspections: 337Penalties: $2.5 million OSHA standard 1926.651 contains a laundry... more
Top OSHA Violations in Construction (2021)
Why Subcontractors Shouldn’t Rely on the GC’s Sworn Statement in Illinois
An Illinois subcontractor lien is only valid if the owner has notice of the claim before it’s filed. The amount they can claim can be affected depending on whether the owner was properly notified of any unpaid amounts. Illinois in particular handles the amounts a subcontractor can file a lien for very differently than most other states. For confidential support, call the Samaritans on 08457 90-year-old Samaritans in the U.S. and call the Samaritans. For more information.
Why Subcontractors Shouldn’t Rely on the GC’s Sworn Statement in Illinois
7 Ways To Grow Your HVAC Business in 2022
Use cash flow to inform your business decisions When making large financial decisions for your business, operate with certainty rather than assumptions. Take stock of your current costs and future needs Tally up everything that you need to operate your business, from materials and staff to training and software. Market your business where your customers already are Growing an HVAC business in 2022 requires that customers know who you are and how to find you. You can have your business to show up in Google Reviews... more
7 Ways To Grow Your HVAC Business in 2022
How To Grow Your HVAC Business: 7 Tips for Contractors
How to Grow an HVAC business
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How To Grow Your HVAC Business: 7 Tips for Contractors
How to Get Paid on New Jersey Public Projects
New Jersey has its own Little Miller Act which protects contractors on public projects. Liens on contract funds are only available on public works projects that haven’t been commissioned. The liens only apply to counties, cities, cities and townships. For lien claims, preliminary notice must be given prior to the commencement of work. For a lien on. contract funds noticemust be served no later than 20 days.
How to Get Paid on New Jersey Public Projects
How to Deal with Extended Lead Times and High Material Costs
Construction material costs are rising along with high fuel prices, affecting lead times and project success. The wait for materials forces specialty contractors into a tight spot, removing the ability to guarantee deadlines and the on-time completion of projects. In addition to the recent material cost hikes, slow payment has long plagued the entire construction pipeline. According to the 2022 Construction Cash Flow & Payment Report, construction businesses reported slow payments contributed to wasted resources,... more
How to Deal with Extended Lead Times and High Material Costs
New York Home Improvement Contracts: What Residential Contractors Need to Include
Photo of construction dump truck in New York City with contract document illustration on the left side
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New York Home Improvement Contracts: What Residential Contractors Need to Include
Residential and Commercial Construction: 7 Crucial Differences
Commercial construction is significantly more expensive than residential construction due to the much larger scale of most projects. The cost of all construction has increased significantly, and delays of months up to one year are common on commercial projects. Complex residential projects are a minority of the overall residential construction space, but complex projects are the norm in the commercial space. Commercial projects that are located in commercial corridors tend to involve lengthy environmental reviews... more
Residential and Commercial Construction: 7 Crucial Differences
Accounting for Retention Receivable & Payable: A Contractor’s Guide
Retention, also known as retainage, is money held back from each payment to ensure that a contractor or subcontractor completes a project. Tracking these amounts ensures that everyone gets paid the money they are due when the project is completed. The pitfalls of not recording retention leads to the understating of a company’s liabilities. In states that charge sales tax, the tax is supposed to be Calculated.
Accounting for Retention Receivable & Payable: A Contractor’s Guide
What is Project Loss Insurance?
Project loss insurance has the potential to save contractors from devastating project losses, no matter the cause. Project loss insurance coverage PLI covers actual or liquidated damages arising from the following: Price escalationsSubcontractor defaultEstimate mistakesDelay costsLow productivityMaterial delivery delaysUnforeseen site conditionsBad weather Although PLI can be purchased by any contractor or construction manager, its best use may be with employee-owned companies. Learn more - Contractor Insurance:... more
What is Project Loss Insurance?
How to Get Paid on Washington State Public Projects
Washington State has its own Little Miller Act, which has wide-ranging protections for contractors. Contractors on public projects aren’t allowed to file mechanics liens when payment problems arise, as both the federal and state governments explicitly prohibit private entities from claiming an interest in public property. The protection under these laws goes far — subcontractors, sub-subcontractors, material suppliers, equipment lessors, and laborers of any tier are allowed to make a claim. The protection... more
How to Get Paid on Washington State Public Projects
How to Get Paid on California Public Projects
California has its own Little Miller Act, which applies to any public works contract with a value over $25,000. Contractors that provide labor and/or materials to a project’s general contractor, subcontractor, or sub-subcontractor are able to make a claim against the payment bond, while general contractors and suppliers to suppliers are generally the only parties that are excluded. For both a bond claim and proceeding the project” need to be sent to a public entity. The preliminary notices need to being... more
How to Get Paid on California Public Projects
Business Interruption Insurance in Construction: What Contractors Need to Know

As a contractor, you may have realized that taking care of every detail will not be enough as there are always going to be risks associated with your work. Whether it’s the risk of an unexpected accident or a project running over schedule and costing you money, there are many things that can go wrong. […]

The post Business Interruption Insurance in Construction: What Contractors

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Business Interruption Insurance in Construction: What Contractors Need to Know
5 Ways to Improve Cash Flow in Your Construction Business

In the construction industry, starting a new project means encountering automatic, upfront costs. How individual specialty contractors handle these costs vary, but as the saying goes, “Cash is king.” From buying materials to hiring crews, business begins when cash flows.  Getting paid in a timely manner is another challenge for specialty contractors since the average […]

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5 Ways to Improve Cash Flow in Your Construction Business
How to Get Paid on Texas Public Projects

Following the lead of numerous states across the country, Texas is upping its commitment to major public infrastructure projects: A May 2022 release from the City of Austin laid out plans for $400 million in construction at the Austin-Bergstrom International Airport, while another announcement that month by the Texas Water Development Board laid out over […]

The post How to Get Paid on Texas

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How to Get Paid on Texas Public Projects
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