Are falling interest rates and home prices changing your home-buying strategy?

Abstract

After topping 7% last fall, mortgage interest rates have fallen in recent months. While still far higher than at this time last year, today's rates are now in the low 6% range. Couple that with recent home price declines, and homes are slightly less expensive than they were a few months ago. The change presents potential buyers with a choice: They can jump into the market now or keep waiting with the hope that rates - and home prices - will fall more. If you recently made that decision or are currently thinking it over, The Times would like to speak with you.

Are falling interest rates and home prices changing your home-buying strategy?

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