Get pre-approved for a home loan and find a reputable real estate agent. Earnest money is a way to show sellers you are serious by putting cash on the line. If you're looking to buy a home, it's important to know what to put in an offer letter. Your real estate agent can help you with this, as well as tell you what should and shouldn't be in the letter. The more competitive your market, the closer to the asking price your offer should be.

Key points:

• How to Make a House Offer Your first home purchase is most likely when you discover how to make an offer on a house.
• Once you've decided you want to buy a property, you should be pre-approved for a mortgage.
• A 20% down payment is recommended to avoid paying private mortgage insurance (PMI).
• What Should Be Included in an Offer LetterOf course, your real estate agent can assist you in completing the letter.
• Address—Although it may seem apparent, you must include the address of the property in your offer in order to be completely clear about what you are making an offer on.