How to Apply for a Mortgage When You’re an Independent Contractor
How to Apply for a Mortgage When You’re an Independent Contractor
In the two years since the start of the pandemic, many people have found themselves out of a job. More than 114 million people in the United States started searching for another way to make ends meet. Companies had to find ways to keep their business afloat, often with alternative staffing. This caused a major... [Read More]
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In the two years since the start of the pandemic, many people have found themselves out of a job. More than 114 million people in the United States started searching for another way to make ends meet. Companies had to find ways to keep their business afloat, often with alternative staffing. This caused a major... [Read More]
In the two years since the start of the pandemic, many people have found themselves out of a job. More than 114 million people in the United States started searching for another way to make ends meet. Companies had to find ways to keep their business afloat, often with alternative staffing. This caused a major... [Read More]
As the real estate industry changes due to technology, how can agents take advantage of this shift? How can you use online resources to amaze your clients with your expertise? How do you know whether you should stay or leave your family business? What’s the role of conversations and send out cards in lead generation? In this episode, we talk about how new agents can impress their prospects, how to become better at nurturing past clients, and more. Everyone wants a new hot lead now, but they do...
As the real estate industry changes due to technology, how can agents take advantage of this shift? How can you use online resources to amaze your clients with your expertise? How do you know whether you should stay or leave your family business? What’s the role of conversations and send out cards in lead generation? In this episode, we talk about how new agents can impress their prospects, how to become better at nurturing past clients, and more. Everyone wants a new hot lead now, but they do...
Real estatediffers from many other professions in that real
estate agents are often considered independent contractors, even if
they work entirely for one firm. That means that the majority of
your real estate agents aren't actually employees of your
brokerage. They have more freedom in terms of when and how they
work as independent contractors.
Some licensed
real estate agentsmay be considered full-time workers. The
primary indication is how much they are paid. Employees are those
who are p...
Real estatediffers from many other professions in that real
estate agents are often considered independent contractors, even if
they work entirely for one firm. That means that the majority of
your real estate agents aren't actually employees of your
brokerage. They have more freedom in terms of when and how they
work as independent contractors.
Some licensed
real estate agentsmay be considered full-time workers. The
primary indication is how much they are paid. Employees are those
who are p...
You’re a veteran who decided to retire. Now you can enjoy the time off and move wherever you’d like. However, you don’t have the same type of income, and you’re worried you might not be qualified to buy a house. Retirees are not only eligible to purchase homes, but they get some additional benefits they didn’t have when they were still employed. They might not be able to afford a home quite as large as they could before retiring, but there are still plenty of homes that are affordable ...
You’re a veteran who decided to retire. Now you can enjoy the time off and move wherever you’d like. However, you don’t have the same type of income, and you’re worried you might not be qualified to buy a house. Retirees are not only eligible to purchase homes, but they get some additional benefits they didn’t have when they were still employed. They might not be able to afford a home quite as large as they could before retiring, but there are still plenty of homes that are affordable ...
Apply for a Mortgage: A Complete Checklist
American Pacific Mortgage / June 6, 2022 at 8:00 AM
We all know the drill: House-hunting is fun, but a mortgage application … not so much. Collecting tax returns, proof of income, bank statements, credit reports, pay stubs, and other documents just isn’t as exciting as attending an open house and visualizing your family inside those walls.
That’s okay, though: We’ll make applying for a mortgage simple so you can get back to the good ...
Apply for a Mortgage: A Complete Checklist
American Pacific Mortgage / June 6, 2022 at 8:00 AM
We all know the drill: House-hunting is fun, but a mortgage application … not so much. Collecting tax returns, proof of income, bank statements, credit reports, pay stubs, and other documents just isn’t as exciting as attending an open house and visualizing your family inside those walls.
That’s okay, though: We’ll make applying for a mortgage simple so you can get back to the good ...
When looking to improve or rebuild any type of property, various steps in the construction process need to be completed. One of the most important steps is the demolition process, which includes tearing down and removing structures and fixtures that are no longer necessary. Due to the complexities that come with any demolition project, you... View Article
The post What To Look For When Hiring A Demolition Contractor first appeared on Klumm Bros..
When looking to improve or rebuild any type of property, various steps in the construction process need to be completed. One of the most important steps is the demolition process, which includes tearing down and removing structures and fixtures that are no longer necessary. Due to the complexities that come with any demolition project, you... View Article
The post What To Look For When Hiring A Demolition Contractor first appeared on Klumm Bros..
If you’re considering an adjustable-rate mortgage (ARM), it’s important to understand how they work and what the risks are. Unlike a fixed-rate mortgage, where the interest rate stays the same for the life of the loan, an ARM has an interest rate that changes periodically. The initial interest rate is usually lower than a fixed-rate mortgage, but it can go up – sometimes by a lot – eventually. There are a number of things to consider before you decide whether an ARM makes sense for you. ...
If you’re considering an adjustable-rate mortgage (ARM), it’s important to understand how they work and what the risks are. Unlike a fixed-rate mortgage, where the interest rate stays the same for the life of the loan, an ARM has an interest rate that changes periodically. The initial interest rate is usually lower than a fixed-rate mortgage, but it can go up – sometimes by a lot – eventually. There are a number of things to consider before you decide whether an ARM makes sense for you. ...
The Biden administration and organized labor say a newly proposed rule reframing how employers determine whether a worker is an employee or an independent contractor should create more consistency for employers and reduce intentional employee misclassifications, but construction industry groups say the proposal would create more, not less, confusion in determining employment status. The proposed rule, which the Dept. of Labor published on Oct. 13, would rescind a Trump-era 2021 cha...
The Biden administration and organized labor say a newly proposed rule reframing how employers determine whether a worker is an employee or an independent contractor should create more consistency for employers and reduce intentional employee misclassifications, but construction industry groups say the proposal would create more, not less, confusion in determining employment status. The proposed rule, which the Dept. of Labor published on Oct. 13, would rescind a Trump-era 2021 cha...
The Biden administration and organized labor say a newly proposed rule reframing how employers determine whether a worker is an employee or an independent contractor should create more consistency for employers and reduce intentional employee misclassifications, but construction industry groups say the proposal would create more, not less, confusion in determining employment status. The proposed rule, which the Dept. of Labor published on Oct. 13, would rescind a Trump-era 2021 cha...
The Biden administration and organized labor say a newly proposed rule reframing how employers determine whether a worker is an employee or an independent contractor should create more consistency for employers and reduce intentional employee misclassifications, but construction industry groups say the proposal would create more, not less, confusion in determining employment status. The proposed rule, which the Dept. of Labor published on Oct. 13, would rescind a Trump-era 2021 cha...
Homeownership marks the beginning of a new chapter in most people’s lives; however, getting a mortgage requires careful consideration of your financial situation and goals. There are significant differences between an adjustable-rate mortgage and a fixed-rate mortgage, with the former often tempting borrowers with cheaper interest rates. But is it the better choice for you? Adjustable-Rate Mortgage Definition Adjustable-rate mortgages (ARMs) are mortgage loans with interest rates that can flu...
Homeownership marks the beginning of a new chapter in most people’s lives; however, getting a mortgage requires careful consideration of your financial situation and goals. There are significant differences between an adjustable-rate mortgage and a fixed-rate mortgage, with the former often tempting borrowers with cheaper interest rates. But is it the better choice for you? Adjustable-Rate Mortgage Definition Adjustable-rate mortgages (ARMs) are mortgage loans with interest rates that can flu...