Oh. We hear you if you saw the word “commitment” and either turned away or dug in. Sometimes, you’ll need to be all-in in the home buying journey, and other times, you can pass. What are the mortgage basics? Applying for a home loan and understanding loans terms is daunting. You either need the required…

The post How to Get a Mortgage Commitment

Oh. We hear you if you saw the word “commitment” and either turned away or dug in. Sometimes, you’ll need to be all-in in the home buying journey, and other times, you can pass. What are the mortgage basics? Applying for a home loan and understanding loans terms is daunting. You either need the required…

The post How to Get a Mortgage Commitment Letter Before Anyone Else appeared first on Home Lending Pal.

We quit searching high and low for a much-obsessed-over house buying guide. Because, unfortunately, one did not really exist—so we hit the reset button and set out to develop one. The top attribute of our coveted home buying guide was home insurance. Every buyer will need some type of home insurance to cover themselves against serious events…

The post Mortgage

We quit searching high and low for a much-obsessed-over house buying guide. Because, unfortunately, one did not really exist—so we hit the reset button and set out to develop one. The top attribute of our coveted home buying guide was home insurance. Every buyer will need some type of home insurance to cover themselves against serious events…

The post Mortgage Insurance vs. Homeowner Insurance: What’s the Difference? appeared first on Home Lending Pal.

You might think that a home inspection is an essential part of the home buying process, and you’d be right to do so, but some home buyers don’t bother to hire home inspectors. Unfortunately, in doing so, they often commit huge mistakes. Unlike home appraisals, which determine the fair market value of a property, home…

The post 5 Things

You might think that a home inspection is an essential part of the home buying process, and you’d be right to do so, but some home buyers don’t bother to hire home inspectors. Unfortunately, in doing so, they often commit huge mistakes. Unlike home appraisals, which determine the fair market value of a property, home…

The post 5 Things to Consider When Hiring a Home Inspector appeared first on Home Lending Pal.

Things you could buy for a dollar years ago are probably a lot more expensive these days. Even within a year, the prices of a lot of commodities can go up, down, and up again. For real estate, the value of properties also depends on several factors like supply, demand, and the national economy. Do…

The post 3 FAQs About House Appraisals Answered appeared first on

Things you could buy for a dollar years ago are probably a lot more expensive these days. Even within a year, the prices of a lot of commodities can go up, down, and up again. For real estate, the value of properties also depends on several factors like supply, demand, and the national economy. Do…

The post 3 FAQs About House Appraisals Answered appeared first on Home Lending Pal.

Now that you are researching home insurance binders, we bid you congratulations! You are most likely in the home stretch to get the keys to your dream home. When you’re buying a brand-spanking-new house, worst-case scenarios are probably the furthest from your mind. And we get it! Nobody wants to spoil this period in your…

The post 4 Reasons You Need an Insurance

Now that you are researching home insurance binders, we bid you congratulations! You are most likely in the home stretch to get the keys to your dream home. When you’re buying a brand-spanking-new house, worst-case scenarios are probably the furthest from your mind. And we get it! Nobody wants to spoil this period in your…

The post 4 Reasons You Need an Insurance Binder and How to Get One appeared first on Home Lending Pal.

It isn’t very often that you get to choose your home. So once you arrive at this point in your life, you want to make the most out of it. After all, when you buy a house, you will most likely spend most of your life’s savings. So this decision you will make today will…

The post Home Buying Process: A Simple Timeline for First-Time Buyers appeared first on

It isn’t very often that you get to choose your home. So once you arrive at this point in your life, you want to make the most out of it. After all, when you buy a house, you will most likely spend most of your life’s savings. So this decision you will make today will…

The post Home Buying Process: A Simple Timeline for First-Time Buyers appeared first on Home Lending Pal.

A home purchase is not an easy decision to make. You have to consider several factors aside from the actual house you will eventually buy. It’s also not something you can always prepare for because while some people can experience this much further in the future, others have to make this call earlier. If you…

The post Buying A House in 6 Months?

A home purchase is not an easy decision to make. You have to consider several factors aside from the actual house you will eventually buy. It’s also not something you can always prepare for because while some people can experience this much further in the future, others have to make this call earlier. If you…

The post Buying A House in 6 Months? – Here’s What You Need to Know appeared first on Home Lending Pal.

House-hunting is a thrilling exercise that is only really dampened by the amount of paper-pushing you need to do to buy a house. You’ll talk to lots of real estate agents and loan officers who will have a lot of demands. Let’s face it. Nobody is a big fan of paperwork. On the bright side,…

The post 7 Legal Documents You Need When Buying a

House-hunting is a thrilling exercise that is only really dampened by the amount of paper-pushing you need to do to buy a house. You’ll talk to lots of real estate agents and loan officers who will have a lot of demands. Let’s face it. Nobody is a big fan of paperwork. On the bright side,…

The post 7 Legal Documents You Need When Buying a House appeared first on Home Lending Pal.

A house is the biggest purchase that not everyone has the privilege to experience in life. However, it is an exciting accomplishment once you know that you are ready to buy your first home. Due to the large amount of money involved with real estate transactions, though, the home buying process can get very complicated.…

The post 10 Questions to Ask Your Lender Before

A house is the biggest purchase that not everyone has the privilege to experience in life. However, it is an exciting accomplishment once you know that you are ready to buy your first home. Due to the large amount of money involved with real estate transactions, though, the home buying process can get very complicated.…

The post 10 Questions to Ask Your Lender Before Buying a House appeared first on Home Lending Pal.