Fernando Garces

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Fernando Garces
Fernando_Garces
****.****@****.***
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Fernando Garces is a member of the HSBC Mortgage Direct team and originates anywhere within the U.S., except in Alaska and West Virginia. He is bilingual in English and Spanish. Fernando specializes in working with first-time homebuyers on purchase and refinance transactions with down payment assistance programs. He’s a graduate of the Fannie Mae Foundation to expand homeownership rates in the United States and promote diversity. Fernando has a Bachelor’s Degree in Economics and Master’s Degree in Public Administration. He has over 24 years’ experience in mortgage lending and is dedicated to helping his clients. Fernando can be reached at 833-436-4722 ext. 0807 or at fernando.y.garces@us.hsbc.com.
Languages
English
Shona

Education
California State University-Northridge
Public Administration - MS
2010 - 2011
Loyola Marymount University
Economics - BS
1987 - 1990

Work Experiences
Sales Support -Community Lending at HSBC Retail Banking and Wealth Management
2018 - now
Assistant Vice President, Mortgage Consultant at Union Bank
2015 - 2018
CRA Mortgage Consultant at HSBC
2012 - 2015
Homeownership Counselor at NEW Economics For Women
2012 - 2012
Real Estate Loan Officer at C2 Financial Corporation
2012 - 2012

Services
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FHA
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Mortgage Lending
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Refinance
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Investment Properties
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Real Estate
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Real Estate Transaction
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Foreclosures
#
Residential Homes
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Real Estate Economics
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Credit
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Banking
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USDA
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VA loans
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U.S VA Loans

Contact Info
****.****@****.***
+1-***-***-****
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