Dear Penny: Can I Kick Out My Boyfriend if We’re in a Common...

mcdanielrealestatesystems mcdanielrealestatesy... | 2 years ago

Dear Penny, I am in a bit of a mess and have no idea what I should do. My boyfriend and I have been dating for about seven years. Last year we decided to buy a house and finally move in together. Unfortunately for personal reasons (not bad credit), he is not able to have […] This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny H...

The New York Times The New York Times | 5 months ago

In most cases, a co-op board has enormous latitude to approve or deny the transfer of a unit’s shares and proprietary lease.

Live Q&A Wednesday: Ask Dear Penny Anything About Retirement

nationalmortgageprofessional nationalmortgageprof... | 11 months ago

Hey, Penny Hoarders! Do you have questions about retirement? As in, can I afford to retire? When should I collect Social Security? Will Social Security even be around for me? Am I saving enough in my 401(k)? Can we retire if we still have debt? I’m Dear Penny, The Penny Hoarder’s resident advice columnist and […] This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies a...

Can I get a bigger mortgage given my debt management plan?

theguardian theguardian | 1 month ago

Q I am 46 and live in a small two-bedroom house with my two children but I need something bigger. I owe about £96,000 on the mortgage but also have another secured loan of £38,000 (which is what it would cost to repay it so includes early redemption fees and so on). The house is valued at about £165,000, so I do have some equity in it. However, my real problem is that I’m also on a debt management plan of about £13,000, which has been going for less than a year. If I sold my house and paid...

How Do I Prove That I Can Pay the Rent if I Don’t Have a Monthly Salary?

The New York Times The New York Times | 8 months ago

Q: I’m a retiree with no income but significant liquidity, and I’m wondering how a person without a traditional source of income can qualify for an apartment when landlords typically require renters to show proof that they earn 40 times the monthly rent. I have to believe that mine is not an uncommon situation. What are other ways I can prove to a prospective landlord that I can pay the rent? A: Landlords have a huge amount of discretion when they choose tenants, so long as they do not discr...

Can I negotiate a commission refund with my real estate agent?

Connecting People In Real Esta... Connecting People In... | 2 months ago

Yes, you can negotiate a commission refund with your real estate agent. Here are a few steps you can take to help you negotiate a commission refund:Research the market: Before you begin negotiations, research the real estate market in your area. Understand the typical commission rates for real estate agents in your area, and know what you should expect to pay.Prepare your case: Be prepared to explain why you think a commission refund is appropriate. For example, if you have sold your home quickl...

ovmfinancial ovmfinancial | 11 months ago

The post Can I Rent My House with a Conventional Loan? appeared first on OVM Financial.

I’m Worried My Landlord Will Keep My Security Deposit. What Can I Do?

The New York Times The New York Times | 4 months ago

Withholding your last month’s rent is not without risks, but new laws designed to help tenants could offer you some protections.

Can I Use My 401(k) To Buy A House? | FortuneBuilders

fortunebuilders fortunebuilders | 9 months ago

Few retirement vehicles have awarded account holders a greater peace of mind than 410(k)s. Employee contributions are simultaneously able to grow and shelter taxes for decades. Average returns can reach as high as 10% a year if the funds are allocated well enough by their respective custodians. It is worth noting, however, that 401(k)s aren’t simply relegated to monthly contributions. As it turns out, employees may draw from their 401(k)s without penalty if the money is used for a qualifying p...

My Neighbors Won’t Leash Their Dogs. What Can I Do?

The New York Times The New York Times | 3 months ago

Allowing unleashed dogs in common areas of residential buildings is against the law. Complain to your landlord, and if that doesn’t work, you have other options.