Getting ahead of a turbulent market with consumer data
Getting ahead of a turbulent market with consumer data
Abstract
Lenders recognize the importance of maintaining existing customers in today's challenging market. Understanding their behavior, with insightful, real-time data.
You can contact us to get more choices
0
You can contact us to get more choices
Related posts
The authority is bringing in the consumer duty to tackle what it sees as too many instances of firms exploiting the behavioural biases of their customers. This is by the way that they present information, exploit customer loyalty or inertia, sell products or services that are not fit for purpose or do not give value for money, or provide inadequate levels of customer support.ย
The FCAโs consumer duty will form the core of financial regulation in the retail ...
The authority is bringing in the consumer duty to tackle what it sees as too many instances of firms exploiting the behavioural biases of their customers. This is by the way that they present information, exploit customer loyalty or inertia, sell products or services that are not fit for purpose or do not give value for money, or provide inadequate levels of customer support.ย
The FCAโs consumer duty will form the core of financial regulation in the retail ...
As mortgage professionals, it is our duty to support homeownership in the communities we serve with sustainable home financing opportunities. Luckily, advancements in evaluating consumersโ ability to repay have arrived and can enable lenders to adopt responsible and more inclusive lending practices.
The post The role of consumer transaction data in increasing homeownership access appeared first on HousingWire.
As mortgage professionals, it is our duty to support homeownership in the communities we serve with sustainable home financing opportunities. Luckily, advancements in evaluating consumersโ ability to repay have arrived and can enable lenders to adopt responsible and more inclusive lending practices.
The post The role of consumer transaction data in increasing homeownership access appeared first on HousingWire.
Last summer, the global consultancy firm McKinsey made headlines when it released a report that estimated office owners in nine cities around the globe were at risk of losing $800 billion in valuation losses on their properties over the next several years. Among the cities named, three were stateside: New York, San Francisco, and Houston. The firm estimated that overall, the total value of office space in the nine cities was expected to decline 26 percent.ย The McKinsey report wasnโt the firs...
Last summer, the global consultancy firm McKinsey made headlines when it released a report that estimated office owners in nine cities around the globe were at risk of losing $800 billion in valuation losses on their properties over the next several years. Among the cities named, three were stateside: New York, San Francisco, and Houston. The firm estimated that overall, the total value of office space in the nine cities was expected to decline 26 percent.ย The McKinsey report wasnโt the firs...
Rate Ceiling Considerations Ahead of Inflation Data
Rates/bonds were under pressure ahead of today's 7yr Treasury auction and managed to recover afterward. The auction stats were quite strong, but that was largely a factor of the weakness in advance (i.e. bond prices fell in the AM, which made them more attractive in the PM). By the end of the day, both MBS and Treasuries made it back to unchanged levels or slightly stronger. The gains c...
Rate Ceiling Considerations Ahead of Inflation Data
Rates/bonds were under pressure ahead of today's 7yr Treasury auction and managed to recover afterward. The auction stats were quite strong, but that was largely a factor of the weakness in advance (i.e. bond prices fell in the AM, which made them more attractive in the PM). By the end of the day, both MBS and Treasuries made it back to unchanged levels or slightly stronger. The gains c...
July has been a month with a decidedly European flair for the US bond market.ย Sure, there's been plenty of inspiration from domestic inflation data and Fed policy, but much of the remaining momentum has come courtesy of Europe.ย In general, that's been a good thing as European recession concerns have pushed bond yields lower.ย Today is just another installment with 10s down 6bps to 2.745 and MBS starting out up more than eighth. As can faintly be seen in the chart above, 10yr yields may hav...
July has been a month with a decidedly European flair for the US bond market.ย Sure, there's been plenty of inspiration from domestic inflation data and Fed policy, but much of the remaining momentum has come courtesy of Europe.ย In general, that's been a good thing as European recession concerns have pushed bond yields lower.ย Today is just another installment with 10s down 6bps to 2.745 and MBS starting out up more than eighth. As can faintly be seen in the chart above, 10yr yields may hav...
The 3.2 GW twin-reactor plant is set to become one of the UKโs biggest net zero infrastructure projects, supplying reliable low carbon electricity to around six million homes. The project promises to offer a seamless follow-on for the Hinkley Point C project promising big savings and efficiencies in construction as well as safeguarding up to 10,000 jobs. Tom Greatrex, Chief Executive of the Nuclear Industry Association, said: โThis is a huge step forward for Britainโs energy security and...
The 3.2 GW twin-reactor plant is set to become one of the UKโs biggest net zero infrastructure projects, supplying reliable low carbon electricity to around six million homes. The project promises to offer a seamless follow-on for the Hinkley Point C project promising big savings and efficiencies in construction as well as safeguarding up to 10,000 jobs. Tom Greatrex, Chief Executive of the Nuclear Industry Association, said: โThis is a huge step forward for Britainโs energy security and...
Bonds Open to Suggestion Ahead of Inflation Data After selling off fairly swiftly for most of last week, bonds started out moderately stronger today and ultimately recovered most of last Friday's losses.ย Gains were initially driven by strength in the EU bond market, butย more than half the improvement showed up during domestic hours.ย There was little by way of overt provocation, but weaker equities played a part, as did curve flattening trades (now "curve inversion" trades with 2 yr yields a...
Bonds Open to Suggestion Ahead of Inflation Data After selling off fairly swiftly for most of last week, bonds started out moderately stronger today and ultimately recovered most of last Friday's losses.ย Gains were initially driven by strength in the EU bond market, butย more than half the improvement showed up during domestic hours.ย There was little by way of overt provocation, but weaker equities played a part, as did curve flattening trades (now "curve inversion" trades with 2 yr yields a...
Content creation is the key to successful real estate marketing, so if weโre hoping to see results, itโs time to hop on the bandwagon.ย ย The question is, what type of content is most likely to get us engagement? How can we ensure weโre creating the kind of content our audience even wants to see? ย In this episode, weโre going deep on content creation and strategizing ways around the things stopping us from getting started.ย ย Three Things Youโll Learn in This Episodeย ย Where ...
Content creation is the key to successful real estate marketing, so if weโre hoping to see results, itโs time to hop on the bandwagon.ย ย The question is, what type of content is most likely to get us engagement? How can we ensure weโre creating the kind of content our audience even wants to see? ย In this episode, weโre going deep on content creation and strategizing ways around the things stopping us from getting started.ย ย Three Things Youโll Learn in This Episodeย ย Where ...
In arguably the worst mortgage market in decades, we examine how a small lender like Florida-based ResMac is managing its business.
The post How a small lender is navigating the turbulent market appeared first on HousingWire.
In arguably the worst mortgage market in decades, we examine how a small lender like Florida-based ResMac is managing its business.
The post How a small lender is navigating the turbulent market appeared first on HousingWire.
On this episode, Mike interviews Stefan Tsvetkov. Stefan is a financial engineer turned multifamily investor, analytics speaker, and live webinar host. He holds a Master's degree in Financial Engineering from Columbia University, and during his finance career managed $90 billion derivatives portfolio jointly with colleagues. Key Insights: 00:00 Introduction 02:40 Approach to pick market 06:06 Market valuation 10:22 Why do you want to buy in that market 14:49 Leading versus lagging indicators 18:...
On this episode, Mike interviews Stefan Tsvetkov. Stefan is a financial engineer turned multifamily investor, analytics speaker, and live webinar host. He holds a Master's degree in Financial Engineering from Columbia University, and during his finance career managed $90 billion derivatives portfolio jointly with colleagues. Key Insights: 00:00 Introduction 02:40 Approach to pick market 06:06 Market valuation 10:22 Why do you want to buy in that market 14:49 Leading versus lagging indicators 18:...