What Is Fair Credit Reporting Act (FCRA)? – Expert Overview
What Is Fair Credit Reporting Act (FCRA)? – Expert Overview
Introduction to Fair Credit Reporting Act Many consumers may not be aware or just beginning to become aware of the power and influence that these credit bureaus have over the market. If you are diving...
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Introduction to Fair Credit Reporting Act Many consumers may not be aware or just beginning to become aware of the power and influence that these credit bureaus have over the market. If you are diving...
Introduction to Fair Credit Reporting Act Many consumers may not be aware or just beginning to become aware of the power and influence that these credit bureaus have over the market. If you are diving...
To settle the Fair Housing Act lawsuit, Redfin will eliminate a minimum home price for service in order to serve more non-white homebuyers.
The post Redfin settles Fair Housing Act lawsuit appeared first on HousingWire.
To settle the Fair Housing Act lawsuit, Redfin will eliminate a minimum home price for service in order to serve more non-white homebuyers.
The post Redfin settles Fair Housing Act lawsuit appeared first on HousingWire.
For landlords who manage large property portfolios, the many degrees of separation between the landlord and a tenant for a multifamily unit can make it all too easy to be removed from the realities of renting. In theory, renting is an alternative to owning a home for those without the capital or credit to buy a property of their own. For the renters, though, having a long history of on-time rent payments does very little to impact their financial standing, because, unlike a mortgage payment, ren...
For landlords who manage large property portfolios, the many degrees of separation between the landlord and a tenant for a multifamily unit can make it all too easy to be removed from the realities of renting. In theory, renting is an alternative to owning a home for those without the capital or credit to buy a property of their own. For the renters, though, having a long history of on-time rent payments does very little to impact their financial standing, because, unlike a mortgage payment, ren...
Learn about the reasonable accommodations under the Fair Housing Act and how that applies to tenants and landlords. We will discuss requirements and responsibilities for both the owner and the tenant.Hi, my name is Angela Huggins,...
Learn about the reasonable accommodations under the Fair Housing Act and how that applies to tenants and landlords. We will discuss requirements and responsibilities for both the owner and the tenant.Hi, my name is Angela Huggins,...
The Federal Housing Finance Agency on Wednesday announced that mortgage servicers working with loans backed by the government-sponsored enterprises will need to report and maintain fair lending data.The requirement, which will become effective in March of next year, is in line with the agency's ongoing push to use the GSEs' considerable influence in the market to establish a more equitable housing finance system through means that include tracking new types of data.The FHFA characterized its lat...
The Federal Housing Finance Agency on Wednesday announced that mortgage servicers working with loans backed by the government-sponsored enterprises will need to report and maintain fair lending data.The requirement, which will become effective in March of next year, is in line with the agency's ongoing push to use the GSEs' considerable influence in the market to establish a more equitable housing finance system through means that include tracking new types of data.The FHFA characterized its lat...
If you want to make a significant financial investment, particularly in the real estate market, you must understand credit. A solid credit score is one of the most significant assets a real estate investor can have. Quality credit ratings have the potential to not only maintain competitive property loan rates but also to strengthen a borrower's bargaining power. While a lower credit score does not automatically exclude potential investors, it may limit your access to certain financing programs...
If you want to make a significant financial investment, particularly in the real estate market, you must understand credit. A solid credit score is one of the most significant assets a real estate investor can have. Quality credit ratings have the potential to not only maintain competitive property loan rates but also to strengthen a borrower's bargaining power. While a lower credit score does not automatically exclude potential investors, it may limit your access to certain financing programs...
As you may know, there is a federal law enacted in 1968 that bans discrimination in the purchase, sale, rental, or financing of housing—private or public—based on race, skin color, sex, nationality, or religion. It is called the Fair Housing Act. So, what should we do in order to avoid violating the Fair Housing Act? Here are some tips:Keep the contract in mindFocus on objective informationProceed with cautionTalk to your agentKnow your state law
As you may know, there is a federal law enacted in 1968 that bans discrimination in the purchase, sale, rental, or financing of housing—private or public—based on race, skin color, sex, nationality, or religion. It is called the Fair Housing Act. So, what should we do in order to avoid violating the Fair Housing Act? Here are some tips:Keep the contract in mindFocus on objective informationProceed with cautionTalk to your agentKnow your state law
About Credit Bureau Credit plays a very significant part in an individual’s life. In today’s world, we cannot imagine our life without accessing or requiring some sort of credit. Every big or small financial institute...
About Credit Bureau Credit plays a very significant part in an individual’s life. In today’s world, we cannot imagine our life without accessing or requiring some sort of credit. Every big or small financial institute...
About Consolidated Omnibus Budget Reconciliation Act Health insurance coverage is one of the most significant parts of our lives. It helps cover unforeseen medical expenses that may occur in life. Most people get personal health insurance to help aid their medical expenses in the future. However, there is insurance that is provided by the employers to their employees as well. But what happens if you are no longer working for that employer or lose your employment? Well, this is where COBRA ...
About Consolidated Omnibus Budget Reconciliation Act Health insurance coverage is one of the most significant parts of our lives. It helps cover unforeseen medical expenses that may occur in life. Most people get personal health insurance to help aid their medical expenses in the future. However, there is insurance that is provided by the employers to their employees as well. But what happens if you are no longer working for that employer or lose your employment? Well, this is where COBRA ...
House Financial Services Chairwoman Maxine Waters wants the CFPB to put a “moratorium” on Equifax, after it reported faulty credit scores of millions of consumers.
The post Waters tells CFPB to shut down Equifax credit reporting appeared first on HousingWire.
House Financial Services Chairwoman Maxine Waters wants the CFPB to put a “moratorium” on Equifax, after it reported faulty credit scores of millions of consumers.
The post Waters tells CFPB to shut down Equifax credit reporting appeared first on HousingWire.