What Are Closing Costs?

Closing Cost must be paid in cash at the time of home purchase and will not be included in the loan. This means that the buyer of the house, in addition to the down payment for the house (Down Payment), must have the Closing Cost separately in his account.

Final costs include home tax for the next six months, one-year insurance, screw company fee, title company fee, postage fee, notary fee, registration fee at the registry office, loan fees, and so on

you can read more information at this link:

https://bettermoneyhabits.bankofamerica.com/en/home-ownership/closer-look-at-closing-costs

https://www.rocketmortgage.com/learn/closing-costs