Will mortgage lending tighten in recession?

Will mortgage lending get tighter in the next recession?

housingwire housingwire | 1 year ago

People who say credit will get so tight that we're headed to 2008 levels show they've never read the MBA's mortgage credit availability index. The post Will mortgage lending get tighter in the next recession? appeared first on HousingWire.

Echoes of the Great Recession: Is Mortgage Lending Becoming Riskier Again?

www.realtor.com www.realtor.com | 1 year ago

In the wake of the devastating housing crash of the late aughts—and the Great Recession it helped trigger—protections were put in place. Bad mortgages were scuttled. Lenders became far choosier on who could qualify for loans. Laws were passed to ensure the world’s economy would never melt down once again due to dangerous lending. However, today fears are mounting that riskier lending could be staging a comeback. As home prices hit record highs each month and mortgage interest rates are rap...

Higher Interest Rates and Tighter Lending Make for Negative Vibes in CRE

propmodo propmodo | 1 year ago

The CRE Finance Council holds a conference twice a year, most recently meeting in New York City in June. It’s a large gathering of some of the nation’s most prominent commercial real estate finance experts, and investors and real estate professionals often use it as a market barometer. The tone of the previous sessions in January was one of relative optimism. The Council’s Chair Eric Thompson made the opening remarks on Day 1 of the conference in January, noting the strength of industria...

The Fed is meeting next week; will it mean even higher mortgage rates?

militaryvaloan militaryvaloan | 1 year ago

Another Fed rate hike is coming down the pike Another month, another Fed meeting. And if early predictions are right, another rate hike, too. The Federal Open Market Committee (FOMC) is set to meet September 20-21, and with inflation still well above 8%, it’s largely looking like a repeat of the last few gatherings. Remember that the Fed raised rates in its March, May, June and July meetings, with the last two notching 75-basis-point hikes — the largest increases since 1994. If the Fed acts ...

How to Get a Mortgage Commitment Letter Before Anyone Else - Home Lending Pal

homelendingpal homelendingpal | 1 year ago

Oh. We hear you if you saw the word “commitment” and either turned away or dug in. Sometimes, you’ll need to be all-in in the home buying journey, and other times, you can pass. What are the mortgage basics? Applying for a home loan and understanding loans terms is daunting. You either need the required… The post How to Get a Mortgage Commitment Letter Before Anyone Else appeared first on Home Lending Pal.

Legal Discussions in Mortgage Lending with Alderus Mortgage | Around the Gavel Episode 25

morrislawcenter morrislawcenter | 4 years ago

Sarah Morris sits down with Shaké Ajamian and Coby Baker of Alderus Mortgage to discuss legal matters in mortgage lending.

Housing Markets Where Prices Will Fall in the Recession 2022

noradarealestate noradarealestate | 1 year ago

Where Are Housing Prices Falling 2022: When Recession Hits Redfin revealed its “risk score” on Friday, which identifies the home markets that are most vulnerable to a “housing slump.” The greater a market's “risk score,” the more likely it is that house prices will fall year over year. Redfin examined 98 regional housing markets and evaluated indicators such as home-price volatility, average debt-to-income ratio, and home-price growth. Among the 98 markets measured by Redfin, River...

noradarealestate noradarealestate | 1 year ago

Where Are Housing Prices Falling 2022: When Recession Hits Redfin revealed its “risk score” on Friday, which identifies the home markets that are most vulnerable to a “housing slump.” The greater a market's “risk score,” the more likely it is that house prices will fall year over year. Redfin examined 98 regional housing markets and evaluated indicators such as home-price volatility, average debt-to-income ratio, and home-price growth. Among the 98 markets measured by Redfin, River...

Will Crypto Real Estate Stay Hot in the Next 5 Years?

mashvisor mashvisor | 1 year ago

Crypto and blockchain have disrupted multiple industries, and real estate is not an exception. Want to know how it happened? Let’s get down to it! Table of Contents What Is Crypto? How You Can Use Crypto in Real Estate How Has Crypto Affected Real Estate in the Last 10 Years? Is Crypto Real Estate Going to Last, or Will It Just Be a Fad? Conclusion Each year, we learn of new exciting ways to invest in the real estate market. One of them is using cryptocurrencies such as Bitcoin (BTC) to inves...

In-depth analysis, data and st... In-depth analysis, d... | 2 years ago

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Will mortgage lending get tighter in the next recession?

Will mortgage lending get tighter in the next recession?