Personal liability In Home Insurance

The personal liability section of home insurance covers events that happen outside of your home.

Personal liability is one of the most important things in home insurance. Insurance companies always offer the minimum insurance coverage of one hundred thousand dollars to the insurance buyer in their insurance policy. If the customer should know that by paying an additional premium of about eighty to one hundred dollars a year, he can buy a personal liability premium of up to one million dollars. The gap between one hundred thousand dollars and one million dollars varies from nine hundred thousand dollars, but its premium is less than seven to ten dollars a month. This information is not always provided by insurance companies to the buyer and is provided only at the buyer's request.

Find more information in these links: 

https://www.investopedia.com/terms/c/comprehensive-personal-liability.asp

https://www.valuepenguin.com/homeowners-insurance/personal-liability-insurance