

Podcast with Phil Baldessarre
Podcast with Phil Baldessarre
As president and CEO of Putnam Capital Services Phil Baldessarre takes great pride in providing a step by step approach to his clients financing needs. Specializing in Residential and Commercial lending, as a licensed loan officer working with a large number of banks, he has the ability provide his clients with the products and tools to fit their financial needs. Whether you are looking to purchase or refinance, Phil is ready and willing and able to assist you every step of the way.
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When you buy a single family house, AND AFTER THE LOAN CLOSES, your lender will not continuously ask for your updated paychecks, bank statements and annual income tax returns. BUT...in apartment transactions…you lender is your single largest partner and needs continuous financial performance information on you and the asset either on a quarterly or annual basis. Updated operating statements, rent rolls, rehab construction updates, immediate health and safety concerns, updated personal financia...
When you buy a single family house, AND AFTER THE LOAN CLOSES, your lender will not continuously ask for your updated paychecks, bank statements and annual income tax returns. BUT...in apartment transactions…you lender is your single largest partner and needs continuous financial performance information on you and the asset either on a quarterly or annual basis. Updated operating statements, rent rolls, rehab construction updates, immediate health and safety concerns, updated personal financia...
Developer MEPC aims to set a new city benchmark for sustainability, wellbeing and smart connectivity with the next phase of its northern gateway regeneration scheme. The planned buildings – 2 and 3 Angel Square – have been designed by architect Cartwright Pickard and will complement the landmark 1 Angel Square, and 4 Angel Square, which is due to be completed in early 2023. Work is due to start following completion of 4 Angel Square. Planned to be net zero carbon operational energy, the b...
Developer MEPC aims to set a new city benchmark for sustainability, wellbeing and smart connectivity with the next phase of its northern gateway regeneration scheme. The planned buildings – 2 and 3 Angel Square – have been designed by architect Cartwright Pickard and will complement the landmark 1 Angel Square, and 4 Angel Square, which is due to be completed in early 2023. Work is due to start following completion of 4 Angel Square. Planned to be net zero carbon operational energy, the b...
The firm is understood to have beaten rivals Kier and Tilbury Douglas to the £16m-plus project that will link the museum’s Great Hall and Station Hall. City of York Council also green lighted plans for the new Central Hall, which will kick-start the first phase of the ambitious 45-hectare regeneration site, planned by a development partnership between Network Rail, Homes England, City of York Council and the museum. Work is now set to start in early 2023, Feilden Fowles designed the new Ce...
The firm is understood to have beaten rivals Kier and Tilbury Douglas to the £16m-plus project that will link the museum’s Great Hall and Station Hall. City of York Council also green lighted plans for the new Central Hall, which will kick-start the first phase of the ambitious 45-hectare regeneration site, planned by a development partnership between Network Rail, Homes England, City of York Council and the museum. Work is now set to start in early 2023, Feilden Fowles designed the new Ce...
OSHA is in the process of developing a federal standard to protect workers from exposure to dangerous heat conditions, which it currently doesn't have. That — combined with summer weather and heat waves sweeping many parts of the country — is boosting attention to heat-related health problems among construction workers. "Construction workers as a whole are at risk of heat-related illness," said Gavin West, director of nanomaterials research at The Center for Construction Research and Trainin...
OSHA is in the process of developing a federal standard to protect workers from exposure to dangerous heat conditions, which it currently doesn't have. That — combined with summer weather and heat waves sweeping many parts of the country — is boosting attention to heat-related health problems among construction workers. "Construction workers as a whole are at risk of heat-related illness," said Gavin West, director of nanomaterials research at The Center for Construction Research and Trainin...
Introduction Minh Lai is a loan officer in the Dallas/Fort Worth area. His career principles are stated in his email, "changing lives one mortgage at a time". Outside of work he spends time with his girlfriend and practicing Brazilian Jiu-Jitsu. Get In Touch With Our Guest Today If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Podcast Sponsors MyFico: 90% of top lenders use FICO® Scor...
Introduction Minh Lai is a loan officer in the Dallas/Fort Worth area. His career principles are stated in his email, "changing lives one mortgage at a time". Outside of work he spends time with his girlfriend and practicing Brazilian Jiu-Jitsu. Get In Touch With Our Guest Today If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Podcast Sponsors MyFico: 90% of top lenders use FICO® Scor...
Robert Helms has a passion for real estate. He is the co-host of the very popular Real Estate Guys podcast and has been educating investors for over twenty years. Investing is a team sport. To get bigger faster, you need to be able to successfully syndicate real estate transactions. Robert shares some his most essential secrets. To train with Robert Helms at the Secrets of Successful Syndication: https://ap216.isrefer.com/go/soss/A0013/ To sail with Robert Helms & Robert Kiyosaki & Michael Bec...
Robert Helms has a passion for real estate. He is the co-host of the very popular Real Estate Guys podcast and has been educating investors for over twenty years. Investing is a team sport. To get bigger faster, you need to be able to successfully syndicate real estate transactions. Robert shares some his most essential secrets. To train with Robert Helms at the Secrets of Successful Syndication: https://ap216.isrefer.com/go/soss/A0013/ To sail with Robert Helms & Robert Kiyosaki & Michael Bec...
We talk about the trends at Homearama and the latest restaurant news on this week's Access Louisville podcast.
We talk about the trends at Homearama and the latest restaurant news on this week's Access Louisville podcast.
While revenue at the UK business dipped to around £383m, margins recovered strongly to 2.2% from 0.7% in 2021. Paul Brown, who stepped up to become chief executive officer at the start of 2022, said despite a 1.9% drop in revenue the firm delivered a strong level of underlying profit having successfully completed a number of major projects. This saw pre-tax profit jump to £8.4m last year from £2.8m previously. He said Sisk now enjoyed a strong pipeline of new projects for next year with bot...
While revenue at the UK business dipped to around £383m, margins recovered strongly to 2.2% from 0.7% in 2021. Paul Brown, who stepped up to become chief executive officer at the start of 2022, said despite a 1.9% drop in revenue the firm delivered a strong level of underlying profit having successfully completed a number of major projects. This saw pre-tax profit jump to £8.4m last year from £2.8m previously. He said Sisk now enjoyed a strong pipeline of new projects for next year with bot...
A few years ago, Ed Faukner bought a new house for his growing family to live in. The day after they moved in…his wife informed him that she HATED the house and wanted to move. Yikes! Instead of selling they rented it out. That was his first experience with owning rental real estate. He was terrified with having someone else live in their home. After a while, he got comfortable with owning rental real estate and bought a duplex. He eventually sold it and realized a large gain. He was hooked. H...
A few years ago, Ed Faukner bought a new house for his growing family to live in. The day after they moved in…his wife informed him that she HATED the house and wanted to move. Yikes! Instead of selling they rented it out. That was his first experience with owning rental real estate. He was terrified with having someone else live in their home. After a while, he got comfortable with owning rental real estate and bought a duplex. He eventually sold it and realized a large gain. He was hooked. H...
A few weeks ago, expectations ramped up for the Fed to hike rates by 100bps at the conclusion of today's meeting. That sentiment lasted only a few days before Fed speakers spoke up in unison in favor of a 75bp hike. Weaker economic data since then has removed all doubt. All that to say the hike itself will not be news today. Rather, it will be the framing of the Fed's reaction function going forward. The recently weak econ data gives Powell a chance to remind the market that inflation ...
A few weeks ago, expectations ramped up for the Fed to hike rates by 100bps at the conclusion of today's meeting. That sentiment lasted only a few days before Fed speakers spoke up in unison in favor of a 75bp hike. Weaker economic data since then has removed all doubt. All that to say the hike itself will not be news today. Rather, it will be the framing of the Fed's reaction function going forward. The recently weak econ data gives Powell a chance to remind the market that inflation ...