What is a down payment assistance program?

Down payment assistance programs are often made available by state or local governments, by private agencies or other third parties. While the FHA and HUD do not offer down payment assistance, you can search your local community to see what agencies might be able to offer down payment grants. Some such grants may favor first-time buyers, others may have a financial need requirement, while some state or local programs are simply aimed at helping any house hunter get into an affordable mortgage.


Down payment assistance programs in California

  • CalHFA
  • Chenoa Fund Program
  • Cottage Health Mortgage Assistance Program
  • Cottage Health Shared Appreciation Loan
  • Golden State Finance Authority (GSFA) Platinum
  • Within Reach Program

Other Down Payment Assistance Options

DPA Programs in Arizona

DPA Programs in Colorado

DPA Programs in Texas


What is a down payment assistance program?