How much is the down payment on loans in the United States?
The down payment for a home depends on the type of loan:
For FHA loans it is at least 3.5%.
For a CALHFA loan, it can even be zero.
For Conventional loans with full documents, it is at least 5%.
For Conventional loans without documents, it is at least 20%
If you have income and have paid your income tax for two years, ask a Loan Officer to review your case and say how eligible you are for which loan model. The maximum loan amount of FHA, Conventional, and USDA loans depend exactly on the county where the loan applicant buys the house.