What Does Homeowners Insurance Typically Cover in Fire-Prone Areas?
Abstract
The cost and extent of coverage can vary based on the policy and the wildfire risk in your geographic area. If your home is located in high-risk areas for fire damage like Colorado Springs, CO, or Oklahoma City, OK, you may need to purchase a separate wildfire insurance policy. Your homeowners insurance policy may cover personal belongings like appliances, furniture, art, clothing, clothing and sporting equipment. If local authorities require you to evacuate, this coverage might also apply. The insurance coverage may also cover a hotel stay and pet boarding, pet boarding and restaurant bills. If you don’t need to buy an additional fire insurance policy. If the insurance company decline to issue an additionalFire insurance policy, you won't need to purchased an extra fire insurancepolicy. It's always a good idea to make sure what the HOA’s insurance policy covers, especially if you are renting an apartment in an apartment.
