Does a Lien Affect Your Credit Score?
Abstract
Mechanics liens are different from other collection instruments, so they are treated differently when it comes to reporting on your credit history. Liens are available in all 50 states and are included in each state’s laws (and in some cases, the state constitution) Each state has different rules that govern the lien filing process, including notice requirements, filingdeadlines, and expiration dates. If a contractor doesn’t follow the rules, their mechanics lien. The lien may be invalid.
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