What Is Dwelling Insurance ?
One of the most important parts of home insurance is dwelling insurance. Many homeowners may ask themselves “what is dwelling insurance?” and, better yet, “do I need it?” But before we get into what dwelling insurance covers, it’s important to understand what a dwelling is.
Your dwelling includes the house you live in and anything attached to the structure itself, such as a garage, deck, or porch. Dwelling Insurance typically helps cover damage from the following events:
- Lightning strikes
- Wind storms
- Damage caused by the weight of snow, sleet, or ice
- Falling objects
- Damage from an aircraft
- Damage from a motor vehicle
you can find more information in this video