What Is Dwelling Insurance ?

One of the most important parts of home insurance is dwelling insurance. Many homeowners may ask themselves “what is dwelling insurance?” and, better yet, “do I need it?” But before we get into what dwelling insurance covers, it’s important to understand what a dwelling is.

Your dwelling includes the house you live in and anything attached to the structure itself, such as a garage, deck, or porch. Dwelling Insurance typically helps cover damage from the following events:

  • Fire/smoke
  • Lightning strikes
  • Wind storms
  • Hail
  • Explosion
  • Vandalism
  • Theft
  • Damage caused by the weight of snow, sleet, or ice
  • Falling objects
  • Damage from an aircraft
  • Damage from a motor vehicle

you can find more information in this video